Fraud Protection Policy

Your kindness is always protected.

At Favorneed, trust is not just a feature — it is our entire foundation. Our Fraud Guarantee is the strongest commitment we make to every donor.

The Favorneed Fraud Guarantee

If fraud is proven on any campaign, every donor receives a 100% full refund — automatically, with no questions asked.

What is the guarantee

Our promise to every donor

When you donate on Favorneed, you are placing your trust in us. We take that responsibility seriously. Despite our rigorous verification process, we acknowledge that no system is entirely perfect — and we own that responsibility completely.

The Favorneed Fraud Guarantee means that if a campaign is ever found to be fraudulent — after a full and fair investigation — we will return every single taka donated to every affected donor. Not 50%. Not 80%. One hundred percent.

This is not an insurance policy. This is not a legal disclaimer. This is a human commitment — from our team to you — that your generosity will never be stolen, and if it ever is, we will make it right.

We believe this is the only ethical way to run a helping platform. Trust must be earned, and the only way to earn it is to stand fully behind it.

Our guarantee in numbers

100%

Full refund to every donor if fraud is confirmed — no partial amounts, no deductions, no delays beyond our investigation window.

Refund amount100% of donation
Platform fee returnedYes — fully
Conditions on donorNone
Investigation window30 days max
How it works

From fraud report to refund

If you suspect a campaign is fraudulent, here is exactly what happens — step by step, with full transparency.

Fraud is reported

Any user — donor, community member, or verified partner — can report a campaign using the 'Report' button on any campaign page. Reports can be submitted anonymously. All reports are taken seriously and none are dismissed without investigation.

Immediate — report filed instantly

Campaign is paused

The moment a fraud report is assessed as credible, the campaign is immediately paused. No further donations are accepted. The campaign creator is notified and given a formal opportunity to respond and provide evidence of legitimacy.

Within 24 hours of credible report

Investigation begins

Our verification team re-verifies all submitted documents, contacts the campaign creator, speaks with the verifying doctor or organisation, cross-references identity data, and reviews all campaign updates and communications.

Investigation runs up to 30 days

Verdict is issued

If the campaign is legitimate, it is reinstated with a verified badge. If fraud is confirmed, the campaign is permanently removed, the creator's account is banned, and legal action may be pursued under Bangladesh law.

Decision communicated within 30 days

100% refund is processed

Every donor is automatically refunded the full amount donated — including the platform fee — back to the original payment method (bKash, Nagad, Rocket, or card). Donors do not need to apply or follow up. We initiate the refund for you.

Refund processed within 7 business days
Eligibility

Who is covered

The Fraud Guarantee applies to all verified donations made through Favorneed. Here is a clear breakdown of what is and is not covered.

Covered

Protected
  • All donations made through Favorneed's official ShurjoPay payment system
  • Donations to campaigns that were active and live on the platform
  • Donations made before the fraud was discovered and the campaign paused
  • Both registered and guest donors who completed payment
  • Anonymous donations — matched to your payment record
  • Partial donations — refunded in the exact amount you donated
  • The full donation including the 5% platform fee

Not covered

Excluded
  • Donations made outside the platform (e.g. direct private bank transfers)
  • Donations made after a public fraud warning was posted on the campaign
  • Campaigns where the investigation finds the fraud report was false or malicious
  • Cases where the donor was also involved in the fraudulent activity
  • Cases where fraud cannot be conclusively proven after full investigation
Prevention first

How we stop fraud before it happens

The Fraud Guarantee is our safety net — but our real goal is to never need it.

NID verification

Every campaign creator must verify their national identity card before any campaign goes live. Anonymous or fake identities cannot create campaigns.

Document validation

Medical records, hospital letters, financial assessments — all documents are reviewed by our admin team before approval. Forged documents are flagged and rejected.

Doctor sign-off

For all medical campaigns, an independent licensed doctor must verify the case before it goes live. This is unique to Favorneed in Bangladesh.

Near-me community checks

Campaigns are visible to people in the same location. Neighbours and community members can personally verify a case and flag anything suspicious.

Admin moderation panel

Every active campaign is monitored by our internal team. Unusual patterns, inconsistent updates, or missing milestones trigger immediate review.

AI fraud detection (roadmap)

We are building an AI layer to automatically flag suspicious patterns — unusual withdrawal timing, mismatched documents — before human review.

Common questions

Everything you need to know

Clear answers to the questions we hear most often about the Fraud Guarantee.

Our commitment

Why we make this promise

100%

Refund on confirmed fraud

No exceptions, no conditions

30

Max investigation days

Often resolved in 7–14 days

0

Conditions on donors

No forms, no follow-up needed

7

Refund business days

After fraud verdict is issued

"Bangladesh has some of the most generous people in the world. They give during floods, during crises, during Ramadan — with open hearts and no hesitation. The tragedy is that fraud has made them afraid to give online. Favorneed exists to fix that. This guarantee is our way of saying: give freely, give generously — and know that we will always have your back."

— Md Abdullah Al Asif, Founder & CEO, Favorneed

Seen something suspicious? Report it.

If you come across a campaign that seems fraudulent — inconsistent story, suspicious updates, unverifiable documents — please report it immediately. Your report protects other donors and helps real people get the support they deserve. All reports are confidential.

1Go to the campaign page
2Click the 'Report' button
3Describe what you observed
4Submit — we handle the rest